Kibe Lucas Blog

November 18th, 2014 12:04 PM

Real Estate Corner…

 

Q. What should I know about FHA loans if I’m thinking about buying a home soon?

 

A.  An FHA loan is a mortgage insured by the Federal Housing Administration (FHA) that offers favorable terms for those who qualify, particularly first-time homebuyers.  Here are some important details:

 

  1. Is mortgage insurance required?  Yes.  Because only 3.5% of the purchase price is required as a down payment, FHA loans require you to pay private mortgage insurance.  This protects the lender from a loss if the borrower defaults on the loan.

  2. Can you use gift monies with FHA loans?  Yes, you may use a gift from a friend or relative for the 3.5% FHA down payment.

  3. Do I get the loan directly from the FHA?  No.  You need to get your loan through an FHA-approved lender.  Costs, services, and underwriting standards vary, so it’s important to shop around.

  4. How do I find an FHA-approved lender?  Go to the Department of Housing and Urban Development site at www.hud.gov (then search for “Lender List”), or ask me and I’ll refer you to a lender.

     

                To learn more, ask for my Free Consumer Report called
    “7 Secrets For Saving Thousands When Financing Your Home.”   

     

Do you have a real estate question you want answered?  Feel free to call me at 907-357-4663.

Posted by Kibe Lucas on November 18th, 2014 12:04 PMLeave a Comment

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Listings Photo
$429,500.00
9051 E Kiva Way

Palmer, AK 99645



Beds: 4 Rooms: 0
Full Baths: 4 Sq. Ft.: 4180
Garage: 3 Built: 2003
 

This beautiful, truly Alaskan Style home awaits you! This gorgeous home lends to Alaskan style with its hardwood flooring, rustic fireplace, wrap around deck and mountain views. This spacious home also offers a completed living space above the 3-car garage that can be used as a mother-in-law suite or additional living space. In addition, the lovely home features an oversized family room with.... walk-out basement and plenty of room for hobby or work space. Closets & storage are everywhere in this home! From the large kitchen with giant pantry and dining room to the den and family room, this custom home has it all! Take a look at this one first, you'll find its got everything!
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google? Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Kibe Lucas
The Kibe Lucas Team - Keller Williams Realty Alaska Group
9073574663
www.kibelucas.com



 
  Visit this listing here

Posted by Kibe Lucas on November 13th, 2014 5:01 PMLeave a Comment

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Listings Photo
$99,000.00
9377 N. Blackie Loop

Willow, AK 99688



Beds: 3 Rooms: 0
Full Baths: 2 Sq. Ft.: 1510
Garage: 0 Built: 1980
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google? Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Kibe Lucas
The Kibe Lucas Team - Keller Williams Realty Alaska Group
9073574663
www.kibelucas.com



 
  Visit this listing here

Posted by Kibe Lucas on November 5th, 2014 12:34 PMLeave a Comment

October 21st, 2014 2:11 PM

CURB APPEAL TO CLOSE THE DEAL

Seller Staging Strategies

 

  • Try the 3P-2F formula - plantings, paint, pictures, fixtures and furnishings.

     

  • Since you only have 1 minute to make the buyer fall in

       love with your home, staging starts at the street.

     

  • Lawn maintenance, landscaping and exterior paint, for

       example, need to be considered.

     

  • Clean up your home and minimize clutter.

     

  • Remove knickknacks and family photos.  If it isn’t necessary and doesn’t add to the charm of the home, remove it.

     

  • Rearrange and remove furniture to create an impression of spaciousness and natural flow through the home.

     

    Please don’t underestimate the value of staging your home.


Posted in:General
Posted by Kibe Lucas on October 21st, 2014 2:11 PMLeave a Comment

How to Protect Yourself

During A Home Burglary

 

Do you know what you’d do if someone broke into your home while you were there?  A recent FBI Crime Report says about two out of three residential burglaries happened during daylight hours, when many people are usually not at home.  However, the U.S. Justice Department also reports that 27 percent of home break-ins occur when someone is at home, either during the day or in the middle of the night.  Here are some tips to keep in mind for your personal safety:

 

  • Don’t confront an intruder with a bat, flashlight or weapon because the intruder is more likely to react violently.  Your property isn’t worth risking your life so only do this as a last resort.

     

  • Quietly move to a pre-arranged safe place.  If you can get out of the house without being seen, go to a neighbor’s house and get help.  If you can’t leave, take your cell phone; get into a closet (preferably one you can lock from the inside) and call 911.  Tell the dispatcher where you are in the house and stay on the line until help arrives. 

     

  • If the intruder comes into your space, remain calm, cooperative and don’t look him/her in the eye.  Many burglars will flee if you aren’t confrontational.  If they don’t flee, let them take your possessions and call 911 as soon as you can.  If the situation becomes life threatening, attract attention by screaming and try to escape.  Never agree to go with the burglar to another location because you may be unable to call for help.  

     

    Prevention is the best protection.  Install a home security system or consider buying an alarm monitoring system.  On www.alarm.org click “Locate A Security Company” to research options.  Having a monitored system can reduce your homeowners’ insurance by up to 20 percent.


Posted in:General
Posted by Kibe Lucas on October 21st, 2014 2:07 PMLeave a Comment

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Listings Photo
$355,000.00
4113 N Salvation Street

Wasilla, AK 99654



Beds: 4 Rooms: 0
Full Baths: 2 Sq. Ft.: 2240
Garage: 3 Built: 2014
 

*Photos Similar* Beautiful home by J&L Builders in a prime location just steps from Shaw Elementary School. Currently under construction, this dazzling home boasts a 3-car, 900 sq. ft. garage/shop w/8 ft. doors. Filled with the finer details this home offers laminate flooring, direct vent fireplace, under cabinet lighting, crown molding, upstairs washer & dryer and vaulted ceilings in living and.. dining areas. The stunning master bedroom features a coffered ceiling, tiled master bathroom and tub surround. If quality is what you're looking for, you'll find it here! From the highlander shingles to the 6 x 12 rear deck to the OSB siding all-the-way around the home. Welcome home! **Note**Chocolate stained maple cabinets have already been ordered. **Pictures are similar** Estimated completion by December 2014.
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google? Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Kibe Lucas
The Kibe Lucas Team - Keller Williams Realty Alaska Group
9073574663
www.kibelucas.com



 
  Visit this listing here

Posted in:General
Posted by Kibe Lucas on October 21st, 2014 2:01 PMLeave a Comment

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Listings Photo
$269,900.00
5950 E Liberty Court

Wasilla, AK 99654



Beds: 3 Rooms: 0
Full Baths: 2 Sq. Ft.: 2604
Garage: 2 Built: 1978
 

Private lake access, picnic park & winter views of Chugach Mountains are yours when you step into this magnificent Cape Cod style home. Located at the end of a cul-de-sac, this home features a partially fenced, well manicured lawn, finished basement & gorgeous wood accents throughout. Other features include a large deck w/hot tub, updated kitchen & bathrooms. Seller is an AK real estate licensee.
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google? Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Kibe Lucas
The Kibe Lucas Team - Keller Williams Realty Alaska Group
9073574663
www.kibelucas.com



 
  Visit this listing here

Posted in:General
Posted by Kibe Lucas on October 17th, 2014 2:36 PMLeave a Comment

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Listings Photo
$274,000.00
4267 E Kilo Drive

Wasilla, AK 99654



Beds: 3 Rooms: 0
Full Baths: 2 Sq. Ft.: 1800
Garage: 2 Built: 201
 

*PHOTOS ARE SIMILAR.* As of 10/7/14 Home is in Sheetrock stage. Functional living with stylish touches. Upgraded cabinetry, recessed lighting, tile accents, loads of storage throughout.
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google? Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Kibe Lucas
The Kibe Lucas Team - Keller Williams Realty Alaska Group
9073574663
www.kibelucas.com



 
  Visit this listing here

Posted in:General
Posted by Kibe Lucas on October 14th, 2014 4:54 PMLeave a Comment

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Listings Photo
$430,000.00
12872 N Hillier Way

Willow, AK 99688



Beds: 3 Rooms: 0
Full Baths: 2 Sq. Ft.: 2916
Garage: 0 Built: 1983
 

Finally a home that has something for everyone! Featuring an oversized 3-car garage/shop, hiking & snowshoe trails galore, lake frontage, floatplane access and private viewing of the Iditarod, this home?s got it all! Located in Willow this spectacular home sits on the shores of Long Lake. Boasting 174' of Lake Frontage there's a view from every window! Enjoy the wildlife from the 12x20 deck or stroll down to the dock and launch your canoe. If you're a pilot you'll appreciate the slip for your floatplane. Sun exposure is optimal from morning to night, which allows you to enjoy the well-manicured, partially fenced lawn. Various gardens compliment the home offering perennials and various berry patches. During winter there is no shortage of activities, enjoy snowshoeing, snow machining, skiing and hiking only footsteps from your front door! And if you're an Iditarod enthusiast, you'll LOVE to watch the race as it passes right by the house!! There is so much to love about this home. Don't delay, come see it today!!
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google? Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Kibe Lucas
The Kibe Lucas Team - Keller Williams Realty Alaska Group
9073574663
www.kibelucas.com



 
  Visit this listing here

Posted in:General
Posted by Kibe Lucas on October 12th, 2014 10:38 PMLeave a Comment

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Listings Photo
$359,900.00
1651 W Kanabec Drive

Wasilla, AK 99654



Beds: 4 Rooms: 0
Full Baths: 3 Sq. Ft.: 2872
Garage: 0 Built: 1998
 

Do you want the Alaska Dream?! Beautiful log home with lots of light & plenty of room for entertaining. Enormous deck, 2.7 acres of land, close to town, 3 stall barn with electric & heating has been converted to shop & can easily be converted back. 30 x 30 2 car garage. Flooring in the main living area is being replaced. Owners have log siding for the barn, are staining deck & working the yard.
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google? Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Kibe Lucas
The Kibe Lucas Team - Keller Williams Realty Alaska Group
9073574663
www.kibelucas.com



 
  Visit this listing here

Posted in:General
Posted by Kibe Lucas on October 12th, 2014 10:05 PMLeave a Comment

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